Used Vehicle Financing near Des Moines, IA
Whether you’re in need of a reliable set of wheels on short notice, are helping your teenager with their first vehicle, or just plain strapped for cash, purchasing a used car can be a wise decision. Despite having had at least one previous owner, these vehicles have been inspected by our team to ensure that they’re still ready for the long haul. Plus, here at Toyota of Des Moines, we’re prepared to go the extra mile when it comes to assisting you with financing!
Variety of Options
Though you might think that all used vehicles are the same, the reality is actually quite different. Depending on your current financial status, you have the option to examine our most budget-friendly choices to high-quality, gently-used models. On our website, you’ll notice several links on the menu that appears beneath the Pre-Owned tab near the top of the page. If you’re not looking to spend too much, check out our vehicles priced under $10,000. Alternatively, those with more flexibility might want to think about our one-owner or certified stock, as these vehicles are considered the cream of the crop!
Online Tools & Resources
You’ll be excited to hear that you can begin the financing process at home, even if you’re still not sure what sort of vehicle you’d like to own. Under the Finance tab, you’ll notice a variety of links at your disposal, including the Payment Calculator, Credit Estimator, and Finance Application. With the first option, you can discover what sort of monthly installment is within your means or what your overall purchasing power is. Or, learn where your credit score lies with the handy estimator tool that doesn’t require any personal information. Finally, if you’re feeling confident, you can go ahead and apply for an auto loan with our easy-to-use and secure form.
Financing at Toyota of Des Moines
If you’re new to the financing process and would rather complete the entire transaction here at the dealership, our Finance Department would be more than happy to meet with you. Don’t hesitate to ask us any questions about down payments, credit histories, term lengths, APRs, or other aspects of financing, so you’re not left feeling uncertain. Thanks to our network of connections with local banks and lenders, we’re able to leverage for competitive rates, making us a valuable asset. We’re here to serve you and hope to meet with you in the near future!
For exceptional used vehicle financing near Des Moines, IA, stop by your local Toyota dealer, Toyota of Des Moines! We firmly believe that we have the staff and skills to offer unbeatable value, so see for yourself by visiting us at 1650 SE 37th St. in Grimes, IA. Our team can’t wait to meet you!


Sales Hours
515-276-4911
| Monday | 8:00 am - 7:00 pm |
| Tuesday | 8:00 am - 7:00 pm |
| Wednesday | 8:00 am - 7:00 pm |
| Thursday | 8:00 am - 7:00 pm |
| Friday | 8:00 am - 6:00 pm |
| Saturday | 8:00 am - 6:00 pm |
| Sunday | Closed |
Dealership Information
Testimonials
Very good to work with.
Happy with everyone we dealt with & appreciate the video
“ Happy with everyone we dealt with & appreciate the video so we can actually see the service ”
Courteous & fast reliable service We appreciate being
“ Courteous & fast reliable service We appreciate being able to watch the tech while the service is being done ”
La información muy clara La persona fue clara y amable y
“ La información muy clara La persona fue clara y amable y me explicó de los problemas de mi carro y como lo arreglarían y lo que pronto voy a necesitar gracias ”
Great.
“ Great. Quick. Thorough. I got in right on time. I love the free car wash coupon. ”
Great.
“ Great. Quick. Thorough. I got in right on time. I love the free car wash coupon. ”
Quick, relaxing, and informative with the service video.
“ Quick, relaxing, and informative with the service video. Plenty of seating and coffee while I waited. ”
Love the espresso and the fast service!
“ Love the espresso and the fast service! The tech was very nice and courteous Love getting the video ”
They have been reliable, never overselling or upselling.
“ They have been reliable, never overselling or upselling. This time, I arrived early for my appointment, and they got me out before my appointment was supposed to start. Excellent! Will I buy my next car at Toyota of Des Moines? If it’s a Toyota, yes. ”
Love that I can pay while sitting in the waiting room.
“ Love that I can pay while sitting in the waiting room. How easy can it gat? ”
Eli was a great salesperson to work with.
“ Eli was a great salesperson to work with. Great communicator, patient and represented Toyota RAV4 well! ”
Always prompt and efficient and polite and informative
“ Always prompt and efficient and polite and informative and responsive to all concerns Efficient accommodating ”
I had an appt at 2:00 pm.
“ I had an appt at 2:00 pm. I was an hour early. It was seamless dropping off my vehicle it only took about an hour and a half to fix the problem. Ian was in contact with me the whole time letting me know what the problem was and what caused it,,, and it was helpful he let me know right up front how much it was going to cost. The 4 Runner is my first New Vehicle I have bought I love it and care a lot about keeping it in good shape. ”
I always have a good experience with the service
“ I always have a good experience with the service department at this location. Estimated times are always accurate. ”
Love the oil change and tire rotation, and the video
“ Love the oil change and tire rotation, and the video feature is so cool! I love the fact that they're measuring my tires and I am budgeting to save up so that I can get new tires, when I need them next. Same thing with the brakes. ”
I was amazed how quick they got me in and how fast they
“ I was amazed how quick they got me in and how fast they replaced the battery and completed a recall. ”
Excellent service!
“ Excellent service! Wish I didn’t have to go back for placement of the broken part. Everyone is wonderful about this place but is so expensive. ”
Very easy and simple Very easy and simple to work with.
“ Very easy and simple Very easy and simple to work with. Have worked with him in the past and it's been really well every time ”
I was impressed by the stress free atmosphere of this
“ I was impressed by the stress free atmosphere of this dealership. This was by far the best buying experience I have had. ”
“ We couldn’t have been happier with our experience working with Eli Walters at Toyota of Des Moines. He was incredibly easy to work with, patient, and informative throughout the entire process. Eli took the time to make sure all of our questions were answered and never made us feel pressured. Although we ultimately decided not to purchase the vehicle (a personal choice that had nothing to do with Eli), I still felt compelled to write this review because our experience with him was so positive. If you’re looking for someone knowledgeable, professional, and genuinely helpful, I highly recommend asking for Eli! ”
Steve was great, he let me know a vehicle was available
“ Steve was great, he let me know a vehicle was available and offered me the opportunity to test drive it. Following the test drive he answered all our questions and explained next steps if we were interested in purchasing. He allowed us time to talk and respond to him and worked with us to coordinate schedules to final the deal and pick up the vehicle. ”
Always so customer oriented and friendly?
“ Always so customer oriented and friendly?? Toyota is all about customer service and so helpful ”
Good explanation of pre-purchase inspection results He
“ Good explanation of pre-purchase inspection results He was able to answer all my questions Thank you ”
Very good and streamlined and did not have much wait
“ Very good and streamlined and did not have much wait time. I am glad the video services being done and explain what they are doing ”
Efficient courteous professional I wouid recommend buying
“ Efficient courteous professional I wouid recommend buying and having their car Serviced there Very good ”
On time, highly professional, love the video it was nice
“ On time, highly professional, love the video it was nice having an explanation for everything. Kind, caring, thoughtful of time ”
Thorough checkup.
“ Thorough checkup. Discovered a front strut needs replaced, so will be back for that. Chris found that it is covered by our warranty so that is great! ”
Quick service, great video provided of the inspection of
“ Quick service, great video provided of the inspection of the tires, brakes, filters, fluid levels. ”
Outstanding!
“ Outstanding! The splash pan came loose and was hanging down. Toyota was able to get me in the same day I called. I was totally blown away after they fixed it because they used the words - “no charge”. Toyota of Des Moines consistently exceeds expectations. Thanks Ian and Terry for your help. ”
It was my first visit for service.
“ It was my first visit for service. I had questions that I didn't feel were being answered; I asked to see the service manager. Both came out to hear my concerns. I was very satisfied with the service manager's response to my concerns. I checked in with my salesman; he was very responsive! ”
Explained everything.
“ Explained everything. Very friendly. Good communication thought txts. Gave all important information. Helped with writing a check ”
The service was done Professionally and the young man who
“ The service was done Professionally and the young man who assisted me was very courteous . I will recommend Toyota of Des Moines. ”
The experience was very good.
“ The experience was very good. They explained everything to me very well. The appt was started on time and the work was completed much quicker than expected. ”
Great experience but too many surveys My only complaint
“ Great experience but too many surveys My only complaint is that you wont leave me alone about surveys. ”
I'm very thankful for the overall kindness and care that
“ I'm very thankful for the overall kindness and care that was given in addition to the hard work it took to get financing for me. ”
I was able to drop it off and they had it completed
“ I was able to drop it off and they had it completed before 3. Great job ”
Best car buying experience I've ever had and I buy/lease
“ Best car buying experience I've ever had and I buy/lease a new car apx every 2-3 years. Also, this dealership's attention to detail, from the car buying process to the personal delivery tutorial I received. I am now a Toyota buyer for life! ”
I had an appointment for regular maintenance on my RAV4.
“ I had an appointment for regular maintenance on my RAV4. The service techs were efficient and helpful. Terry (I think that's who it was) went over my oil change record/schedule with me. Also, the complimentary coffee while I waited was a huge plus. ”
Well done and so efficient.
“ Well done and so efficient. I like getting the video inspection. In and out in just over 30 minutes. ”
Why do I get multiples of these texts after I have
“ Why do I get multiples of these texts after I have already completed one? It is spam and not appreciated. ”
Had a great experience with Derek.
“ Had a great experience with Derek. He was informative, helpful and never pushy. Would recommend ”
Had a great experience with Derek.
“ Had a great experience with Derek. He was informative, helpful and never pushy. Would recommend ”
Na Na na na na na na na na na na nana na na na na na na
“ Na Na na na na na na na na na na nana na na na na na na ”
I wish I was provided a written estimate for the quote I
“ I wish I was provided a written estimate for the quote I asked for instead of a conversation ”
Staff was nice and friendly.
“ Staff was nice and friendly. Eric Hippen was easy to work and negotiate pricing with after seeing some scratches that my new 4 Runner received as it was transported to the dealership. ”
If I could give Justin a worse score I would.
“ If I could give Justin a worse score I would. I had at least two bad interactions where Justin had dismissed my concerns. But one time I confronted him after he dismissed my concerns again. Two weeks later coming back in for the concerns I had expressed he again proved that his customer service skills had not improved and AGAIN dismissed my concerns. If I decide to use Toyota of Des Moines in the future, I will purposely ask to not have Justin. Even after my 10/10 bad experience with Justin, Brock came in and really turned the experience around. He listened to my concerns and explained them to me. He went above and beyond what he needed to do. So thank you Brock. ”
The young man that drove my car into the garage has no
“ The young man that drove my car into the garage has no respect for vehicles. Drove like a maniac, slammed on his brakes twice and then took off super fast. Just silliness. ”
No issue other than trying to sell me a 20$ cabin filter
“ No issue other than trying to sell me a 20$ cabin filter for 70$. That’s an outrageous ripoff. Went to auto parts store and bought a k&n lifetime filter for 50$. Probably going to get my oil changed somewhere else from now on… ”
Had my car towed to Toyota on a Monday.
“ Had my car towed to Toyota on a Monday. I had Tuesday off from work - waiting for a call all day. I finally called at 4:30 pm car still not looked at was told next appointment opening was next Monday!? So I have no car and I needed to get to work and expecting a grandbaby any day! Thursday I finally get a call with what needs to be done which was a lot for a 2004 car. Had Friday off so I was planning to figure things out the next day? No one told me it was drivable (which it was) so I'm thinking probably need to get a new car?? I had to work till 9 pm on Thursday (had to find a ride) and grandbaby on the way (had to find a ride to the hospital) spent all night at the hospital and all day Friday. Called Toyota to plead for a loaner so I could get to work and be mobile the answer was "no" if you are trying to sell cars that is not the way to do it! So I rented a car because I needed to get to work Saturday, Sunday, and Monday 300 dollars and I owe Toyota 500 for just looking at the car! I had Tuesday off so I called Monday to see what needed to be fixed to make it drivable so I could get it home or to another dealership! That's when they told me it was drivable!?!? Seriously!! That would of been nice to know 4 days ago!! Only help I got was a ride to Toyota to pay my bill! I told them, when paying my bill, that it would of been nice to know my car was drivable because I rented a car! No "I'm sorry" nothing! ”
Close
“ Very good to work with. Todd did a great job knowing and finding what would be best for me. Thank you so much. ”